Tag: mortgage

7 Reasons to Carry Mortgage Debt Into Retirement

It often makes financial sense to not pay off your mortgage before retiring.

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What Is a Mortgage Rate Lock?

Are you in the process of buying a home? If so, or if you plan to venture into home buying in the near future, you should brush up on how the mortgage rate lock process works. This process gives you control of how much your mortgage loan interest rate will be, and it can help […]

The post What Is a Mortgage Rate Lock? appeared first on The Simple Dollar.

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Should You Refinance Your Student Loans?

Due to financial consequences of COVID-19 — and the broader impact on our economy — now is an excellent time to consider refinancing most loans you have. This can include mortgage debt you have that may be converted to a new loan with a lower interest rate, as well as auto loans, personal loans, and […]

The post Should You Refinance Your Student Loans? appeared first on Good Financial Cents®.

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Late Payments, Credit Scores and Credit Reports

A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding debt, and keeping your creditor happy. But what happens when you fall behind with your […]

Late Payments, Credit Scores and Credit Reports is a post from Pocket Your Dollars.

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How Does Student Loan Debt Affect a Mortgage Approval

Are looking forward to owning a house? You should know that mortgage companies comb through your credit history to evaluate how much of a risk you are. As such, if you have an outstanding loan, qualifying for a new loan facility can be tricky. So, exactly how does student loan debt affect a mortgage approval? […]

The post How Does Student Loan Debt Affect a Mortgage Approval appeared first on Credit Absolute.

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National Get Smart About Credit Day

Depending on the time period in which you were raised, many young children and adolescents had differing opinions (and ideals) about what credit was and how it should or shouldn’t be utilized. While some were privileged enough to understand the…

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The post National Get Smart About Credit Day appeared first on MintLife Blog.

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10-Year Mortgages vs. the 30-Year Fixed: Which Is Better?

It’s time for another mortgage match-up folks. Today, we’ll look at 10-year mortgages versus the 30-year fixed mortgage to see how these home loans stack up against one another. Before we get started, it’s important to note that there are two very different types of 10-year mortgages out there. One a fixed-rate mortgage that is [&hellip

The post 10-Year Mortgages vs. the 30-Year Fixed: Which Is Better? first appeared on The Truth About Mortgage.

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