If you’ve made a purchase online or over the phone, you’re probably familiar with the three sets of credit card numbers you have to hand over. These numbers include the credit card number, the expiration date and the CVV. If … Continue reading →
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When it comes to excuses consumers give for their poor credit scores, banks and lenders have heard it all.Â Maybe you lost your job and couldnât pay your student loan payment for a few months.Â Or perhaps you thought youâd gotten a deferment but were too busy job hunting to find out for sure.Â Maybe you […]
If the purported collector calls again, you can ask for written verification of the debt and the amount you owe. They are required to provide this by law and making this request is a good start to pinning down whether or not you are dealing with a legitimate debt collector. If you are dealing with a scammer and you are worried that you handed over sensitive personal information, you may want to put a fraud alert or even a credit freeze on your credit reports. You can find more information here: https://www.credit.com/credit-reports/credit-freeze-legislation/ http://blog.credit.com/2013/10/talking-to-a-debt-collection-scammer-69424/ Thanks, Jeanine