Tag: Credit Scores

What’s the Fastest Way to Boost My Credit?

Article originally published September 1st, 2016. Updated October 29th, 2018.  It’s a common question around these parts: how do I fix my credit? And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts… Read More

The post What’s the Fastest Way to Boost My Credit? appeared first on Credit.com.

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The Piñata App Rewards You for Paying Your Rent on Time

Do you pay your rent on time? Isn’t it time you got rewarded for it? Get rewards and build your credit score with this free app.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Late Payments, Credit Scores and Credit Reports

A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding debt, and keeping your creditor happy. But what happens when you fall behind with your […]

Late Payments, Credit Scores and Credit Reports is a post from Pocket Your Dollars.

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What Does Having a Derogatory Public Record on My Credit Report Mean

Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More

The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.

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Why Your Credit Karma Score May Be Higher Than Your FICO Score

It’s a common misconception that there is one, singular credit score for each consumer: “Most people would seriously be stunned if they knew just how many credit scores there are.”

The post Why Your Credit Karma Score May Be Higher Than Your FICO Score appeared first on Real Estate News & Insights | realtor.com®.

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How to Use Your Shopping Addiction to Build Credit

If you love to shop, you can use your fashion sense to build or even rebuild your credit. Store-branded credit cards are some of the easiest cards to qualify for and are often extended to those who have bad credit because they have lower criteria than traditional credit cards. Using them, especially if you’re loyal to a particular store, can bring… Read More

The post How to Use Your Shopping Addiction to Build Credit appeared first on Credit.com.

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Can I Get a Car Loan If I Have No Credit?

Yes, lenders have auto loans for people with no credit, but getting one is not guaranteed. It will depend on the lender’s flexibility, the down payment you can afford, and the kind of car you want to buy. It may even depend on how you ask. Phil Reed, senior consumer advice editor for the consumer… Read More

The post Can I Get a Car Loan If I Have No Credit? appeared first on Credit.com.

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Equifax Data Breach: Settlement Options

In the fall of 2017, Equifax experienced a massive data breach. Approximately 147 million people were victims of this data breach. Recently a federal court has purposed a class action settlement. If you are part of this data breach, you are able to file a claim today. Was I Part of The Equifax Data Breach?… Read More

The post Equifax Data Breach: Settlement Options appeared first on Credit.com.

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What Are the Best Car Loans When You Have Bad Credit?

If you have bad credit and need a car loan, there are some challenges when compared to obtaining a standard car loan. However, pick your head up because there are a handful of great lenders that specifically tailor their programs to people with bad credit. We researched the landscape of lenders that can help you […]

The post What Are the Best Car Loans When You Have Bad Credit? appeared first on Good Financial Cents®.

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