Student loan consolidation and refinancing can help you manage your debts, reducing monthly payments, creating more favorable terms, and ensuring you have more money in your pocket at the end of the month.Â But how do these payoff strategies work, what are the differences between private loans and federal loans, and how much money can […]
A Guide to Consolidating and Refinancing Student Loans is a post from Pocket Your Dollars.
Youâve saved up your money, you found the perfect house, and youâre ready to buy. Now you just need a mortgage. Commercial banks may be the obvious choice, but they arenât the only option for your mortgage. Mortgage brokers, online mortgage lenders, and credit unions also originate mortgage loans. Credit unions and other non-banks are… Read More
The post Credit Union Vs. Bank Mortgage: Which Should You Choose? appeared first on Credit.com.
Credit cardÂ billsÂ can be confusing. If everything was straightforward and clear,Â credit cardÂ debtÂ wouldn’t be such a big issue. But it’s not clear, and debt is a massive issue for millions of consumers.Â One of the most confusing aspects is theÂ minimum payment, with few consumers understanding how this works, how much damage (if any) it does to theirÂ credit […]
Does Paying the Minimum Hurt Your Credit Score is a post from Pocket Your Dollars.
I received a civil summons to court from a debt collector claiming I owe them money on a credit card that according to my credit report showed last payment as 2/11/10 I have never gotten anything from this agency regarding this matter and know the sol is 6 yrs in the state I live in, the summons they included a billing statement dated 06/14/11 as their proof of debt I'm assuming but that isn't the date of last activity it was 2/11/10. The 06/14/11 which is also the date on my credit report that they closed the acct. I received this summons on Thursday evening to appear Monday morning please help
Do you keep a close eye on your personal finances? Or maybe youâve never given them much thought. Either way, itâs time to start paying more attention to your credit score. Your credit score can control a lotâwhat loans you qualify for, the credit cards that are available to you, etc. To keep on top… Read More
The post How Often Can You Check Your Credit Score, and How Do You Get It? appeared first on Credit.com.