One of the harsh truths of secured loans is that your asset can be repossessed if you fail to make the payments. In the words of the FTC, âyour consumer rights may be limitedâ if you miss your monthly payments, and when that happens, both your financial situation and your bank balance will take a […]
Repossession Credit Scores: What You Need to Know is a post from Pocket Your Dollars.
Fairygodboss is hosting a virtual job fair for women in tech July 31. Itâs your ticket to jobs at Hewlett Packard, Verizon and other big-name employers.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
If the purported collector calls again, you can ask for written verification of the debt and the amount you owe. They are required to provide this by law and making this request is a good start to pinning down whether or not you are dealing with a legitimate debt collector. If you are dealing with a scammer and you are worried that you handed over sensitive personal information, you may want to put a fraud alert or even a credit freeze on your credit reports. You can find more information here: https://www.credit.com/credit-reports/credit-freeze-legislation/ http://blog.credit.com/2013/10/talking-to-a-debt-collection-scammer-69424/ Thanks, Jeanine
If youâre serious about your credit score, you need to pay your bills on time. One late payment can have a devastating effect on your credit score. Hereâs what you need to know about late payments and your credit score, and what you can do to protect yourself. How Late Payments Affect Credit Scores Your… Read More
The post How Much Does One Late Payment Affect Credit Scores? appeared first on Credit.com.
Your credit score has a huge impact on your overall financial well-being. A good credit score will help you to buy a new car, purchase your first home, or just take a relaxing vacation overseas.…
The post Improve Your Credit Score in 2021 With These 11 Proven Steps appeared first on Crediful.
Have you ever had a situation where you had to utilize a great deal of your credit limit?Â If so, did you find yourself in a negative spiral of repercussions for utilizing credit?Â Here are some things that can happen when your balance starts to rise.
The post The Negative Domino Effect Of Running Up Your Credit appeared first on Bible Money Matters and was written by Melissa. Copyright Â© Bible Money Matters – please visit biblemoneymatters.com for more great content.
As you make another large purchase against your credit card, inching closer towards maxing out, you might not realize the negative ramifications this activity will have on your credit score. The same goes for making the odd late payment on…
The post 6 Damaging Side Effects of Having a Bad Credit Score appeared first on MintLife Blog.
Some flat rate credit cards will help you get 2% back on spending, but using a variety of cards catered to your top spending categories can help you earn even more.
Credit cardÂ billsÂ can be confusing. If everything was straightforward and clear,Â credit cardÂ debtÂ wouldn’t be such a big issue. But it’s not clear, and debt is a massive issue for millions of consumers.Â One of the most confusing aspects is theÂ minimum payment, with few consumers understanding how this works, how much damage (if any) it does to theirÂ credit […]
Does Paying the Minimum Hurt Your Credit Score is a post from Pocket Your Dollars.