The Blue Cash Preferred has stellar rewards for the grocery shopper, but if you spend your money in other categories, another card might be a better option.
Dear Penny, I am a 30-year-old who has built a stable and happy life after growing up in a family that was often unstable emotionally and financially. I love them, but as I become more successful, my family needs more and more of my support.Â My sister and her son moved into my father’s one-bedroom [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
I took out a credit card 4 years ago. At the time I had a job. A few months later I ended up getting pregnant and my morning sickness was so bad 24/7 I had lost my job, then was put on bed rest for my last 4 months of my pregnancy. After my daughter was born I could not afford daycare and my significant other made to much to get state assistance. I wasn't able to pay back my credit card debt.it went into collections in 2013. I have not received any paperwork on the credit card or collection agency since early 2014. Now I received a paper in the mail for a summons to appear in court. I am still not working and have no income to pay for this and my boyfriend doesn't make enough to help pay. I also have no family to help me. What should I do?
Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More
The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.
Have you ever received a bill from a credit card company that contained errors? Did the merchant charge your card twice? Does your billing statement contain unauthorized charges for goods or services that were not…
The post What Is the Fair Credit Billing Act (FCBA)? appeared first on Crediful.
While credit mistakes aren’t going to be the end of you, they can stay on your credit report longer than you might realize.
The post How Long Will A Negative Event Appear On My Credit Report? appeared first on Bible Money Matters and was written by Peter Anderson. Copyright Â© Bible Money Matters – please visit biblemoneymatters.com for more great content.
When it comes to excuses consumers give for their poor credit scores, banks and lenders have heard it all.Â Maybe you lost your job and couldnât pay your student loan payment for a few months.Â Or perhaps you thought youâd gotten a deferment but were too busy job hunting to find out for sure.Â Maybe you […]
Depending on the time period in which you were raised, many young children and adolescents had differing opinions (and ideals) about what credit was and how it should or shouldnât be utilized. While some were privileged enough to understand the…
The post National Get Smart About Credit Day appeared first on MintLife Blog.
Looking for the best card to use while grocery shopping? These options will help you score major savings in the form of cash back, regardless of your credit profile.